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Irvine Reverse Mortgages

Secure the best reverse mortgage deals in Irvine, California.

Meet David Harrington.

David Harrington Reverse Mortgages

David Harrington

Reverse Mortgage Specialist
NMLS #235272 | BRE#01901204

 (714) 746-8801


Irvine, California Reverse Mortgage Lenders

I've had the pleasure of working with 1000's individuals and families since 1984, but I have never had more professional satisfaction than assisting clients who can benefit from a reverse mortgage.

Aerial view of downtown Irvine
Aerial view of downtown Irvine

The ability to provide a solution to their current and future financial needs truly is a blessing. I offer reverse mortgages to qualified homeowners in Irvine and Orange County area and throughout the state.

My team and I are experienced professionals who are familiar with the specific needs of homeowners in Irvine, Costa Mesa, Anaheim, Orange, and Westminster. We can walk you through the questions you’re certain to have, and the process, should you decide to utilize your home’s value to create more cash flow in retirement.

How many of your neighbors have done a reverse mortgage? Here are some interesting facts about reverse mortgages and the housing market in the greater Irvine and Orange County areas.

Irvine Reverse Mortgage Facts

3,860 people in or within 10 miles of Irvine already have a reverse mortgage and are familiar with the benefits of the loan. In just the last 12 months 547 more homeowners took out a federally-insured reverse mortgage. 

About Irvine, California

Irvine has the distinction of being one of the country’s largest planned urban communities. 

In 2021, the median home value in Irvine, California was $1,108,188. The current maximum lending limit for FHA-insured reverse mortgages in 2022 is $1,149,825 which means most homes in the greater Irvine area would see most if not all of their full home value considered in the calculation of the potential maximum reverse mortgage loan benefit. Homes above $1,149,825 may choose to apply for a private jumbo reverse mortgage for higher-valued properties.

Reverse mortgages calculate the maximum available loan benefit (before fees, costs, and lien payoffs) for qualified borrowers based on the home’s appraised value, the age of the youngest borrower, or named non-borrowing spouse, and the current/starting effective interest rate.

Historic Irvine Ranch
Historic Irvine Ranch

Irvine's History & City Facts

Like many early California settlements, Irvine’s history is rooted in agriculture and ranching. In 1864, Jose Andres Sepulveda sold his interest of 50,000 acres to pay off debts from the Great Drought. James Irvine acquired the interest of his other partners who bought out Sepulveda increasing his holding to 110,000 acres. The University of California asked the Irvine Company for 1,000 acres to build a new campus. The company sold the land for $1 and its planners created a master plan for a city of 50,000 surrounding the planned university campus. 

Contact your Irvine and Orange County reverse mortgage lender today

David and his team at The HECM Group are ready to answer any questions or concerns you may have about a reverse mortgage. It's important to get the facts first, discuss your unique goals and needs, and see how much you may be able to qualify for with a reverse mortgage.


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